How to make an informed mortgage decision that aligns with your needs and objectives.
All in Risk
How Could Canada Avoid a Recession?
Despite facing headwinds, several factors could help Canada avoid a recession.
Government Proposes Changes to Mortgages that Create Moral Hazard
The government has proposed changes to mortgage rules that could create moral hazard. This means that borrowers may be more likely to take on more debt, knowing that they will be able to get out of their payments if they run into trouble. This would be an injustice to financially prudent Canadians who rent or did not overextend themselves.
Canadian Interest Rate Forecast: What to Expect in 2023 and Beyond
The Rising Cost of Borrowing: What You Need to Know About Interest Rates in 2023 and 2024
How Inflation Benefits Borrowers and Mortgage Holders
Discover how inflation gradually erodes the value of debt principal, impacting borrowers and lenders. Learn why the purchasing power of money decreases over time and how inflation affects the repayment dynamics.
20 Things an Ontario Home Inspector Looks For
A home inspection is a great way to learn about the condition of a property and identify any potential problems. In Ontario, Canada, home inspectors typically look at the following 20 things.
Baby boomer retirement tsunami
How the wave of retirements expected over the next three years will impact housing.
Canadian Recession Looms
A recession is likely and Canada is too indebted to splash on government bailouts this time.