Canadian housing policy inadvertently subsidises corporate investment in residential real estate. This needs to stop.
All in Rates
The state of mortgage rates in Canada
Mortgage rates are nearing a peak, but there could be one or two more rate increases before rates begin to fall.
Choosing Between Variable and Fixed Mortgage Rates in Canada
How to make an informed mortgage decision that aligns with your needs and objectives.
How Could Canada Avoid a Recession?
Despite facing headwinds, several factors could help Canada avoid a recession.
Chances of a Canadian Recession in 2023 or 2024
Early warning signals have been flashing red since last November. Will it be a hard or soft landing? What can you do to protect yourself?
Government Proposes Changes to Mortgages that Create Moral Hazard
The government has proposed changes to mortgage rules that could create moral hazard. This means that borrowers may be more likely to take on more debt, knowing that they will be able to get out of their payments if they run into trouble. This would be an injustice to financially prudent Canadians who rent or did not overextend themselves.
Canadian Interest Rate Forecast: What to Expect in 2023 and Beyond
The Rising Cost of Borrowing: What You Need to Know About Interest Rates in 2023 and 2024
How Inflation Benefits Borrowers and Mortgage Holders
Discover how inflation gradually erodes the value of debt principal, impacting borrowers and lenders. Learn why the purchasing power of money decreases over time and how inflation affects the repayment dynamics.