Taking a Stand or Virtue-signaling?
All tagged policy
Why Real Estate Boards Might Sugarcoat Market Trends
Why do real estate boards always seem so positive about the market?
The Great Canadian Wealth Transfer: Boom or Bust for Millennials?
The great wealth transfer is at risk.
British Columbia Limits Rent Increase to 3.5% in 2024
Short term relief for tenants could cause problems in the long run
Scrutiny of Canadian Housing Policy Needed as Investment Firms Buy-up Real Estate
Canadian housing policy inadvertently subsidises corporate investment in residential real estate. This needs to stop.
Government Proposes Changes to Mortgages that Create Moral Hazard
The government has proposed changes to mortgage rules that could create moral hazard. This means that borrowers may be more likely to take on more debt, knowing that they will be able to get out of their payments if they run into trouble. This would be an injustice to financially prudent Canadians who rent or did not overextend themselves.
How will the Federal Budget Help/Hinder?
A summary of housing-related goodies in the Canadian federal budget, and their likely impact on the market.
ANNOUNCEMENT: OSFI Proposes an fixed floor to the Stress Test
Regulator takes our advice to simplify the mortgage stress test for consumers and reduce home price volatility.