Five innovative approaches to help you successfully purchase a home on a tight budget.
All tagged Home Buying
How Inflation Benefits Borrowers and Mortgage Holders
Discover how inflation gradually erodes the value of debt principal, impacting borrowers and lenders. Learn why the purchasing power of money decreases over time and how inflation affects the repayment dynamics.
20 Things an Ontario Home Inspector Looks For
A home inspection is a great way to learn about the condition of a property and identify any potential problems. In Ontario, Canada, home inspectors typically look at the following 20 things.
Bank of Canada Hikes Interest Rates to 5%, Highest in Over 20 Years
If you're considering buying a home, it's important to factor in the rising cost of borrowing. Even a small difference in interest rate can greatly impact your monthly payments.
The Real Estate Cycle: Are we entering recession?
We are entering the third stage of the real estate cycle characterized by hyper-supply stage. During this stage, investors should be cautious and many would-be buyers step aside to the sidelines.
ANNOUNCEMENT: OSFI Proposes an fixed floor to the Stress Test
Regulator takes our advice to simplify the mortgage stress test for consumers and reduce home price volatility.
Common Mistakes First-Time Home Buyers Make
How to avoid the burden of paying a high mortgage or, worse, getting stuck in a house you don’t actually like.
Today’s Common Trends in Canadian Real Estate
Regardless of the city, these are some common trends affecting home values.